Chart

What is Chart?

Chart is a powerful tool that provides real-time access to tax transcripts directly from the IRS, enabling fintechs to automate income verification and streamline client onboarding. By connecting to the IRS and leading tax preparation platforms, Chart delivers official tax records within seconds, eliminating uncertainty and manual data entry. The platform transforms complex tax documents into clean, organized JSON data through automatic OCR processing, making it easy to integrate into your existing tools and workflows.

Key features include a developer-centric REST API with comprehensive SDKs, sandbox environments, and top-tier documentation, allowing for flexible integration methods. Chart prioritizes user security by never persisting credentials; every session requires re-authentication, keeping sensitive information transient. The platform is SOC 2 Type II compliant, ensuring the highest standards of data security and privacy. Users have full control over their data through a consent flow, choosing exactly which documents to share, and can request data removal at any time. Chart also offers the option to anonymize and obfuscate PII and custom fields upon request.

Benefits of using Chart include lightning-fast performance, high-touch support, and the elimination of uncertainty with verified government records. Use cases range from income verification for loans and mortgages to client onboarding for financial services, where accurate tax data is critical. Technical details include direct API access, JSON-formatted output, and support for multiple submission methods: IRS Online Accounts, tax preparation software links, or official IRS forms. Chart is trusted by leading fintech innovators to build the future of finance, providing a reliable, secure, and efficient solution for accessing tax transcripts.

Use Cases